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Limited Power of Attorney

LIMITED POWER OF ATTORNEY — ProseDefense Nexus
Version 2026-05-21.v1

KNOW ALL PERSONS BY THESE PRESENTS: that I, the undersigned principal (the "Principal"), being of full age and sound mind, hereby make, constitute, and appoint Premium Driver Inc., a New Jersey corporation, d/b/a Technology Services, together with the artificial-intelligence agent known as "Agent Brian Steele" operated within ProseDefense Nexus, and the officers, employees, contractors, sub-agents, and authorized implementation personnel of the foregoing (collectively, the "Attorney-in-Fact"), as my true and lawful attorney-in-fact, with the limited authority described below, in connection with the real-property and mortgage matter ("the Matter") associated with the case file in which this Power of Attorney is executed.

I. GRANT OF LIMITED AUTHORITY.
   The Attorney-in-Fact is hereby authorized, on my behalf and in connection with the Matter, to undertake any and all acts, services, and functions offered to me through the Service from time to time, including without limitation:
   (a) reviewing, organizing, indexing, and analyzing documents I provide concerning my mortgage loan, deed of trust or security instrument, assignments, allonges, notes, payment history, modification or loss-mitigation records, default notices, foreclosure pleadings, and related correspondence;
   (b) querying public records, including county recorder, court docket, Securities and Exchange Commission EDGAR, and other governmental and quasi-governmental databases, in order to identify chain of title, securitization trust membership, recorded assignments, and procedural posture of the Matter;
   (c) preparing draft correspondence to my mortgage servicer, lender, trustee, investor, or their counsel, including Qualified Written Requests under RESPA, requests for information, notices of error, and validation requests, in each case for my review and signature;
   (d) preparing draft pleadings, motions, affidavits, discovery requests, and other litigation documents for my review, signature, and personal filing as a self-represented party;
   (e) generating analyses and recommendations identifying potential defenses, including without limitation defects in chain of title, defects in assignment or endorsement, robo-signing indicators, RESPA and TILA compliance issues, statute-of-limitations posture, and standing challenges;
   (f) maintaining a private case file and document vault on my behalf within the Service;
   (g) communicating with me about the Matter via the Service interface and via my designated email address; and
   (h) taking such other ministerial, organizational, and preparatory acts as the Service makes available to me from time to time.

II. EXPRESS LIMITATIONS — UNAUTHORIZED PRACTICE OF LAW FIREWALL.
   Notwithstanding anything in Section I, the Attorney-in-Fact is EXPRESSLY AND ABSOLUTELY NOT AUTHORIZED to do any of the following on my behalf:
   (a) appear in or before any court, tribunal, mediation, arbitration, or administrative agency as my attorney, counsel, or representative;
   (b) sign any pleading, motion, affidavit, settlement agreement, deed, mortgage, or other instrument in my name or purporting to bind me, except insofar as the Service may pre-populate draft documents bearing my typed name as a placeholder for my own subsequent wet-ink or electronic signature;
   (c) give me legal advice or opinions, hold itself out as my attorney, or otherwise engage in any act that would constitute the unauthorized practice of law in any jurisdiction;
   (d) accept service of process on my behalf;
   (e) settle, compromise, or release any claim, defense, or right of mine without my express written approval communicated through the Service or by email;
   (f) endorse, negotiate, or transfer any check, draft, or other negotiable instrument payable to me;
   (g) record any document in any public records office in my name; or
   (h) take any other act that is excluded from a non-lawyer's permitted scope of activity under the law of the jurisdiction in which the Matter is pending.

III. RETAINED RIGHTS OF THE PRINCIPAL.
   I retain, and the Attorney-in-Fact shall not infringe upon, my following rights: (a) the right to give or withhold final approval before any document is sent, filed, or executed in any forum; (b) the right to retain independent counsel at any time; (c) the right to revoke this Power of Attorney at any time as set forth in Section V; (d) the right to make all final strategic and tactical decisions in the Matter; and (e) the right to access all materials in my case file and to export them.

IV. RELIANCE AND PROTECTION.
   Any third party acting in good-faith reliance upon a copy of this instrument or upon a written assertion of its existence by the Attorney-in-Fact shall be entitled to the same protection as if dealing with me directly. I agree to indemnify and hold harmless the Attorney-in-Fact and any such third party from any loss suffered as a result of such reliance, except in cases of the Attorney-in-Fact's gross negligence or willful misconduct.

V. TERM AND REVOCATION.
   This Power of Attorney becomes effective upon my electronic acceptance below and remains in effect until the earliest of: (a) my written revocation, which I may submit at any time by emailing support@keepinthefocus.com or through any in-Service revocation control offered to me; (b) termination of my Whop subscription to the Service for any reason; (c) closure or deletion of the case file to which this Power of Attorney pertains; or (d) my death or legal incapacity. Revocation is prospective only and does not unwind acts already taken in good faith by the Attorney-in-Fact prior to receipt of the revocation.

VI. NO ATTORNEY-CLIENT RELATIONSHIP.
   This Power of Attorney does NOT create an attorney-client relationship. The Attorney-in-Fact is not a law firm, and nothing herein authorizes the Attorney-in-Fact to practice law on my behalf. This instrument is a limited agency authorization for the ministerial, analytical, and document-preparation services described above only.

VII. GOVERNING LAW.
   This Power of Attorney shall be governed by the laws of the State of New Jersey, without regard to its conflict-of-laws principles, except to the extent the law of the jurisdiction where my property is located mandatorily applies to the scope of acts permitted to non-lawyer agents in that jurisdiction.

VIII. ACKNOWLEDGMENT.
   By typing my full legal name and clicking "I grant this Limited Power of Attorney" below, I acknowledge that (a) I have read this entire instrument; (b) I understand that it grants real legal authority to the Attorney-in-Fact within the scope described in Section I; (c) I understand the express limitations in Section II, including that the Attorney-in-Fact will never appear in court for me; (d) I have had the opportunity to consult an attorney of my choosing before executing this instrument; and (e) my typed name below constitutes my electronic signature under applicable state and federal electronic-signature law (including, where applicable, the federal E-SIGN Act and the Uniform Electronic Transactions Act).
You execute this instrument per-case during the intake flow.